Basic Life & AD&D, Voluntary Life

This valuable benefit is offered through Madison National Life along with annually renewable term life insurance in guaranteed issue.  (optional by district)

  • Life and Accidental Death and Dismemberment 
  • Accelerated Life Benefit—Employees diagnosed with a terminal illness are allowed to receive a portion of their life insurance benefit in advance when they need it most – to cover medical expenses, lost income and more. 
  • Waiver of Premium—Disabled employees may qualify to have their life insurance premium waived while they are unable to work. 
  • Eligibility and program billing are consolidated with the medical insurance for easier administration