ASBAIT Partners

Claims Administration

Meritain Health is committed to providing ASBAIT the resources to help manage the long-term costs of their health benefit programs. By having a focus on current and future healthcare costs, they provide the most value for ASBAIT's members.

We believe the only way to change the rising trend in healthcare costs is to change the behavior of employees, promote healthier lifestyles, and make them better healthcare consumers.

Client & Customer Service

ASBAIT is committed to providing a personal and caring service experience.

As part of a commitment to service excellence, we have structured a client service team to provide ASBAIT member schools with a dedicated Client Relationship Manager, Client Relationship Coordinator and a Client Liaison. This team will closely work with each school and proactively provide pragmatic advice and insight into the ASBAIT program and utilization trends. We have a strong beliefthat through education and service, we can help ASBAIT member schools to improve the health and well being of their employees.

Dedicated service representatives are trained to assist employees with all aspects of healthcare consumerism. As the emerging role of consumerism in healthcare continues, we place great emphasis on our members with every opportunity made available to us.


Interested in joining the ASBAIT Program? Our sales and marketing partners at Meritain Health can show you the benefits of joining our trust and answer any questions you may have. You can contact them at: (480) 299-2643.

  • Meritain will guide you through the quote and implementation phase
  • Meritain will coordinate all aspects of your renewals
  • Meritain will work with your representative (agent/broker/consultant) to deliver the best products for your team

ASBAIT Networks

Aetna Choice® Point of Service (POS) II Network available to all members

When you need medical services you have access to providers in the Aetna Choice® POS II network both inside and outside of Arizona. You don’t need to get a referral form to visit providers either.

Need a provider when you’re not near a computer? No problem. Simply call the Aetna Provider Line at 1.800.343.3140 from 8:00 a.m.–9:00 p.m. EST, Monday through Friday.

Or Visit:, Key in your location (zip, city, county or state), Under Broad Medical Network choose Aetna Choice® POS II (Open Access) under Select a Plan.

Banner|Aetna Network available to members within Maricopa, Pinal and Pima Counties

When you need medical services, you have access to providers in the Banner|Aetna network within Arizona, and the Aetna Choice® POS II network nationally. You don’t need to get a referral form to visit providers either.

About the Banner|Aetna network

You now have access to an exclusive, patient-focused healthcare program right in your neighborhood! Banner Health and Aetna have created a new insurance company: Banner|Aetna. Together, they’re working to reinvent the healthcare system in Arizona:

  • Banner|Aetna providers are available near you, and include a medical director, doctors, specialists and a full support staff.
  • Your plan incentivizes you to choose Banner|Aetna providers (see schedule of benefits).
  • Providers use a shared database to ensure they’re all accessing the same patient health history. This reduces duplication of efforts and increases quality of care.
  • You’ll get the support of an on-call nurse for help scheduling appointments, finding network providers, and answers to your health questions
  • We strongly encourage you to select a primary care physician to help coordinate your care with all members of your care team.

Need a provider when you’re not near a computer? No problem. Simply call the Banner Nurse On-Call Service at: 1.602.747.7990 or 1.888.747.7990. 24/7 health care advice.

Or Visit:, Key in your location (zip, city, county or state), Under ACO/Joint Ventures choose Banner Choice POS II under Select a Plan.

Providers are independent contractors and are not agents of Aetna or Meritain Health. Provider participation may change without notice. Neither Aetna nor Meritain Health provides care or guarantees access to health services. Information is believed to be accurate as of the production date; however, it is subject to change

Excess Loss Insurance

Aetna Life offers ASBAIT protection against large or potentially catastrophic medical claims with stop loss insurance

Wellness Program

The ASBAIT Wellness program, administered by Edwards Risk Management, takes a "holistic approach" to health management and assists member districts to motivate their employees to make lifestyle changes that affect their well being. They are provided educational materials, including a quarterly safety, health & wellness newsletter in English and Spanish, wellness surveys, and aninnovative incentive program.

For more information, please visit

Employee Assistance Program

Alliance Work Partners (AWP) is the provider of the ASBAIT Employee Assistance Program (EAP). You have many benefits with this program, all provided at no cost to you, including 1-5 counseling sessions per employee, per problem per year, Law Access (includes legal and financial resources), HelpNet (skill builders, online resources and assessments) and WorkLife (a concierge service).Designed to help manage daily responsibilities, life events, work stresses or issues affecting quality of life, AWP is available to take your calls 24 hours a day, 7 days a week.

For more information, please CLICK HERE or call (800) 343-8822.

Medical Management

ASBAIT Medical Management by American Health Holdings

ASBAIT's medical management strategy helps to control healthcare costs through the identification of employee medical needs and subsequent intervention and management. By combining the sophistication of our data system, the high-touch care of our utilization management (UM) nurses and the strength of our disease management and wellness programs.

An integrated data system allows interdepartmental communication, to help proactively track member health trends and risk patterns. An in-house utilization management (UM) department meets the medical needs of members while protecting the cost-effectiveness of the benefits plans.

Health® Pharmacy Solutions

Your prescription drug benefit—available when you need prescriptions filled—is administered by Meritain Health Pharmacy Solutions, powered by CVS Caremark. You can visit more than 65,000 retail pharmacies nationwide to fill your prescriptions. You also have access to clinical pharmacists for information and support.



At-Home Skin Screening In order to give our members more opportunity to take control of their overall health and wellness, and have easier access to preventative care, ASBAIT is offering at-home skin screenings to employee plan members and spouse plan members for free through SkinIO. All it takes is 10 minutes to create your digital skin health record and get access to expert dermatology. And it’s as easy as taking photos with your smartphone. How it works:

  • Download the SkinIO app to your smartphone (available on iOS and Android) and use ASBAIT’s organization code ASBAIT48 to get started
  • Get a family member or trusted friend to spend 10 minutes taking photos of your skin using the SkinIO app
  • Your photos are securely encrypted and sent to an expert dermatologist for review
  • A few days later you’ll get results, letting you know that you’re all clear or recommending that you see a dermatologist for a follow up
  • SkinIO’s AI technology tracks changes in your skin over time, so your digital skin health record becomes a living resource for you and your doctor

It’s never been easier to take control of the health of the largest organ of your body. Want to learn more? Visit or watch this video to see how easy it is to get started. You can also contact SkinIO directly at 1-855-754-6400, at or via the chat feature on their mobile app if you have questions.

Biometric Screenings

ASBAIT has always considered the health of member employees to be our highest priority. We know member school success is based upon many things, not the least of which is a healthy, vital and productive workforce. To complement on-going efforts to promote and support health and wellness, ASBAIT provides a unique health care opportunity.

Biometric screenings are included in the ASBAIT health plan, at no cost to each employee on the health plan.

The program is designed to provide early detection and prevention of disease, a strategy which improves health, vitality, productivity and lowers costs over time. Early detection and prevention benefits not only individual employee lives, but also the schools and districts in which they contribute.

24-hour access to board-certified, licensed doctors

With Teladoc, you can talk to a doctor 24/7/365 by phone, online video or mobile app. Use Teladoc for medical advice and care when:

  • Your primary care doctor is not open.
  • You are at home, traveling or do not want to take time off work to see a doctor.
  • You need a prescription or refills

*Please note, there is no guarantee you will be prescribed. On-demand healthcare solution for members, convenient, appropriate care 24/7/365 by highly qualified, experienced doctors.

*School makes election to offer the Teladoc solution

First Financial Group of America (FFGA) is a fully licensed Third Party Administrator (TPA) specializing in the implementation and administration of Cafeteria Plans (Section 125), Tax Deferred Savings Plans (403b), Deferred Compensation Plans (457), Retirement Plans (401k), Voluntary Payroll Deduction Plans, and Flexible Spending Accounts. No Charge Debit cards for Flexible Spending Accounts(FSA's) are now widely used by FFGA's customers. There are no charges to the district or employee for Section 125 administration or the duties associated with 403(b) retirement services.

For more information visit